Winterize a vacant Monroe County listing in 10 steps
How do I winterize a vacant home in Monroe County, NY? You have two choices: keep the heat running at a low setting with weekly in person checks, or shut the water at the main and fully drain the plumbing, water heater and traps. Either way, call your insurer about the vacancy clause, keep electrici
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Monroe County escrow shortage: why your year 2 payment rose
Why did my escrow payment go up after the first year in Monroe County NY? Your loan did not change. Your escrow account did. At closing, the lender estimated your taxes and insurance, often using the prior owner's bill and exemptions. Once the real Monroe County town, county and school bills arrive,
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PMI removal in Monroe County: the 80 percent rule
How do I get PMI removed from my mortgage in Monroe County NY? Ask your servicer in writing once the balance reaches 80 percent of the home's original value, with payments current. The servicer may require a valuation at your expense. At 78 percent of original value, federal law makes cancellation a
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