
The 10 Year Treasury Sat at 4.668 Percent: A Weekly Rate Routine
If you are under contract in Honeoye Falls, shopping in Mendon, or comparing new construction against a 1970s colonial in Henrietta, the rate lock decision arrives faster than most people expect. You get a closing date. Your lender asks if you want to lock. And suddenly you are trying to predict int
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How to Read a Vendor Housing Forecast Without Getting Burned
Here is a real example from July 2026. One data vendor's Rochester page reported a median sale price of $230,000, up 17.95 percent year over year. Further down the same page, the same vendor forecast Rochester home prices rising 2 to 4 percent in 2026. Both numbers, same screen, same company, same m
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Price Per Square Foot: How Investors Get Burned Using It Wrong
If you underwrite deals in Rochester and the surrounding towns, you have probably pulled a price per square foot number off a website and used it to sanity check an offer. This post explains why that habit blows up, using two real published figures from two real geographies. You will learn where pri
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