Who Actually Sets the Number at Closing in Brighton and Pittsford
Why is the Zestimate different from the appraised value on my house in Brighton NY? An automated estimate like a Zestimate is a statistical model built from public records and tax data, and it has never been inside the house, so it does not know the kitchen was gutted in 2023 or that the bathroom is
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Henrietta NY Mortgage Rates: Why Waiting for 6.65 Fails
How much would my monthly payment actually drop if mortgage rates in Rochester NY fell a quarter point on a $250,000 house? On a $250,000 purchase with 5% down, the loan is $237,500. Going from 6.65% to 6.40% saves about $39 a month, a half point drop to 6.15% saves about $78, and a full point drop
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Trading a $285,000 Home for a $424,150 Brighton Home at 6.65 Percent
How much cash do I actually need if I sell a $285,000 house in Monroe County and buy a $424,150 home in Brighton NY? On a $285,000 sale with selling costs assumed at 7 percent ($19,950) and a $150,000 mortgage payoff, you net about $115,050. A 20 percent down payment on $424,150 takes $84,830 of tha
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