Henrietta NY Mortgage Rates: Why Waiting for 6.65 Fails
How much would my monthly payment actually drop if mortgage rates in Rochester NY fell a quarter point on a $250,000 house? On a $250,000 purchase with 5% down, the loan is $237,500. Going from 6.65% to 6.40% saves about $39 a month, a half point drop to 6.15% saves about $78, and a full point drop
Read More
What Brighton's $424,150 Q2 Median Tells a Buyer, and What It Hides
What is the median home price in Brighton NY? If you are searching Brighton by name, you have probably already seen the number: a median sale price of $424,150 in the second quarter of 2026. It is a real figure and a useful one. It is also a quarterly median, which means it is the middle of a wide r
Read More
First Time Buyer Reality Check: 744 FICO and 15.9% Down in Rochester
Do I need a 15.9% down payment to buy a house in Rochester NY? No. The 15.9% figure is the average down payment among borrowers who already closed in Rochester, including repeat buyers rolling equity from a home they owned for years, not a lender requirement. Low down payment loan programs are used
Read More
Recent Posts
