Rochester NY New Construction Is Just 6.8% of Listings
Is it easier to buy a new build than a resale in Henrietta or Rush in Monroe County? No, it is usually a narrower path, not a shortcut. Realtor.com's 2026 forecast, published December 19, 2025, put new construction at just 6.8 percent of Rochester area listings, so roughly nineteen of twenty homes o
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Rates Just Ended a Five Week Climb: Lock or Float in Honeoye Falls?
What is the average 30-year mortgage rate right now for a home purchase in Honeoye Falls NY, and how does it compare to a year ago? For the week ending August 13, 2026, the Freddie Mac Primary Mortgage Market Survey put the 30-year fixed at 6.67%, down from 6.69% the prior week, and the 15-year fixe
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The Appraisal Gap in Rochester NY: What Over-Asking Really Costs
If I buy a house in Monroe County NY for $325,000 and it appraises at $310,000, how much extra cash do I have to bring to closing? With a $15,000 shortfall, the extra cash depends on your down payment because the lender lends against the lower appraised value. At 20 percent down, your loan is capped
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