Rochester NY Flood Zones: What Buyers Near the Genesee Check
How do I find out if a house near the Genesee River in Rochester NY is in a flood zone? Look the address up on the FEMA Flood Map Service Center at msc.fema.gov, which publishes the official Flood Insurance Rate Map for Monroe County. The map assigns each parcel a zone. Zones beginning with A or V s
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Rochester pre-1940 homes: wiring and galvanized pipes
Can I get a mortgage and insurance on a Rochester house with knob and tube wiring? Usually yes, but insurance is the harder hurdle. Many lenders will fund a pre-1940 Rochester house with active knob and tube wiring, while some homeowners insurance carriers decline it or require replacement within a
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Rochester home offers: which contingencies to keep
Which contingencies should I keep in a Rochester NY offer? In a Rochester offer, keep the mortgage contingency, an inspection contingency covering structure and mechanicals, and the attorney approval and clear title provisions your New York contract already contains. On rural parcels, keep well and
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