
First Time Buyer Reality Check: 744 FICO and 15.9% Down in Rochester
Do I need a 15.9% down payment to buy a house in Rochester NY? No. The 15.9% figure is the average down payment among borrowers who already closed in Rochester, including repeat buyers rolling equity from a home they owned for years, not a lender requirement. Low down payment loan programs are used
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Penfield Homes Sell in 9 Days, but Is Your Price Right?
How fast are homes selling in Penfield and Rochester NY right now? Penfield's median days on market was 9 days in July 2026, flat compared to July 2025, according to Movoto. In the City of Rochester, Zillow showed homes going pending in about 8 days as of 6/30/2026. A widely circulated claim of 51 d
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Penfield NY Home Data: Why City Neighborhoods Show Up
Can I trust the Penfield NY median home price numbers I see on Movoto, Redfin and RealtyTrac? Not without checking the date on each figure. As of August 2026, Movoto showed a Penfield median list price of $374K for July 2026 and 9 median days on market, but Redfin's median sale price of $382K (down
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