Rochester NY Mortgage Rates: Why Your Quote Differs
Why is my mortgage quote in Rochester NY higher than the Freddie Mac weekly average rate I saw in the news? The Freddie Mac Primary Mortgage Market Survey is a national weekly average built on a standardized loan, typically a conventional conforming purchase loan with a strong credit profile, a subs
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Rochester Inventory Down 28 Percent, Why Buyers Have Choice
How can buyers in Rochester NY have more negotiating power if the number of homes for sale keeps dropping? Inventory is just a snapshot count, while leverage depends on time, pricing behavior and how many listings you can actually tour. If listings fall 28 percent but closed sales fall 35 percent, m
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Monroe County vs Pittsford Home Price Data: Which to Use
Why do two housing reports for Pittsford NY show completely different days on market for the same month? Because "days on market" is defined two ways. Some sources count days from list to contract, which is true market exposure, while others count days from list to close, which adds the entire finan
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